June 12th, 2017 by homehappily

Financial Education Services: FES Protection Plan Membership Features & Benefits

Services that restore your credit, while helping you get all your personal & financial affairs in order

Use this link to watch a quick video, tell me you’re interested or enroll


Credit Restoration

Your financial health revolves around your credit score! Work with credit experts and proven system to eliminate any inaccurate, obsolete or erroneous accounts. Using your rights under the Fair Credit Reporting Act to your advantage,Financial Education Services helps you dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most. Lower your interest rates, avoid high late fees, save money and advance your credit opportunities. (Elsewhere $100+ per month for this single service)

  • A+ Rating with Better Business Bureau
  • Providing exceptional service, results and satisfied clients since 2004
  • Complete customer involvement with review and change to your disputes
  • Monitor your progress online 24/7
  • Live, friendly customer service staff

 

Positive Credit Builder

Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. The FES Credit Education Center offers a wide variety of educational services, credit tips and resources to help you take the necessary steps to enhance your credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and understand the impact of the amount of credit you are using. Financial Education Services also offers a secured credit card to help rebuild credit or help build new credit for those just starting out. (Elsewhere $10+ per month for this single service)

  • A breakdown of the credit scoring system
  • Credit management techniques
  • Education and resource center

 

Smart Credit

Manage all your online accounts in one place, integrated with your credit and identity. You can use action buttons to ask a creditor a question about your account or a transaction. FES automatically tracks and update your account balances, bills coming due and transactions every day. access your interactive credit report, which is now easy to read and search or find anything quickly. It also includes your credit score, auto score, insurance score and even a hiring risk index for job seekers. Get alerts to your phone or email that someone opened credit in your name. Then use the action button to stop the thieves.  (Elsewhere $25+ per month for this single service)

  • Credit monitoring alerts
  • Instand statements
  • Easily take action
  • Daily transactions

 

Credit Attorney

FES fixes consumer credit reports in a legal and trustworthy manner and fights abusive debt collectors — turning victims into victors as they step into an otherwise unfair fight started by debt collectors, creditors and credit reporting agencies. FES is focused on you and not just your case. FES lawyers and paralegals band together to analyze your case and situation from all angles to bring about the best result in the quickest manner. They will work with you to determine your case eligibility an aim to stop harassment and clean up difficult to remove credit report errors from your credit file. (Elsewhere $250+ per hour for this single service)

  • Personal attention
  • Eliminate debt collector harassment
  • Money damages awarded to you

 

Debt Zero

DebtZero is a clear guide on how to more efficiently pay down your debt. Taking into account your debt obligations and interest, the system will show you exactly how to properly allocate your money towards your monthly payments using nothing more than your current income in order to speed up your debt payoff. It will map out the thousands of dollars you will be saving in interest by paying off your debt significantly earlier than expected. Put more simply, it will show you the amount of hard-earned money you can save by eliminating unnecessary years of interest payments! (Elsewhere $50+ per month for this single service)

  • No extra income required
  • No line of credit suggested
  • No refinancing required
  • No consolidation needed
  • No change in lifestyle requested

 

LifeLock®

Proactively safeguard your credit, your finances and your good name with vigilant services that alert you of potential threatens before the damage is done. If identity thieves steal your personal information, they could take out a mortgage, commit tax fraud, open new credit accounts and a whole lot more. This technology searches for potential misuse of your social security number, name address or date of birth in applications for credit and services. You can choose alerts by text, phone, email or mobile app — and respond immediately to confirm if the activity is fraudulent. Lifelock through FES is confident in their ability to help protect your identity but no one can prevent all identity theft. If you become a victim of identity theft while a Life Lock member, up to $1 million will be spent to hire experts, lawyers, investigators, consultants and whomever else it takes to help your recovery. (Elsewhere $10+ per month for this single service)

  • First in the industry to offer proactive identity theft protection
  • Direct access to fraud resolution teams within our extensive network
  • Internationally recognized for expertise in privacy and security technologies fraud, an criminal methods.
  • Partnerships with FBI Law Enforcement Executive Development Association (FBI-LEEDA)

 

Will, Trust & Power of Attorney

The decisions you make for yourself and your family are important because you know whats best for you. Unfortunately, in the event that you aren’t able to speak on behalf of these decisions, someone that doesn’t understand your wishes can end up making them for you. Without an estate plan in place, these crucial choices regarding YOUR health, finances and family are suddenly out of your control. Many people disregard planning for unexpected events because they’re “too young” or it’s “too expensive.” Now you can have a comprehensive planning package, customized to your needs, covering each of the essential parts that make up a full estate plan. (Elsewhere $5,000+ for this single service)

  • Developed by attorneys
  • No add-ons or surprise charges
  • Friendly customer service staff to answer your questions
  • Complete at your own pace from the privacy of your home
  • Mailed to you in professional binder ready to signed and notarized
  • Peace of mind for life’s uncertainties

 

Financial Lockbox

If you’re like most families, one person is generally designated to handle the financial aspects of the household. If you’re single, you may be he only person who knows the type and location of your financial accounts. What if your loved ones suddenly found themselves in the position of taking over your finances without warning? Would they be able to locate insurance, bank and financial records in the event of an emergency? Financial Lockbox is an online solution that enables you to store your financial data in a single, secure, password-protected location for easy to access by you or loved ones that you select and authorize. (Elsewhere $25+ per month for this single service)

  • Establish a complete listing of all life insurance policies, bank accounts and other financial data
  • All your financial documents organized and easily accessible; especially handy at tax time
  • Restore your records easily in case of fire, flood or earthquake
  • Your data is safe an secure agains hackers with our state-of-the-art encryption programs
  • Appoint a contact person to be notified of your records in the event of an emergency

 

Also included –

  • Youth Financial Literacy online education program to help your children achieve financial literacy and solid financial future
  • Discount Travel & Shopping portals
  • RX Discount Card

 

Use this link to watch a quick video, tell me you’re interested or enroll

Download the PDF

Posted in Community, Credit Repair, Foreclosure Tagged with: , , , , , , , , , , , ,

June 12th, 2017 by homehappily

Today, maintaining good personal credit is more important than ever.

A secured credit card can help in rebuilding credit, or help to build new credit for individuals just starting out. The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score.

The card is designed to advance the accumulation of new information in a credit file, by reporting account activity to all three of the major national credit bureaus every month. Since it is a full-feature Platinum MasterCard®, the card provides the convenience and prestige of the worldwide MasterCard® system.

I can offer you this card, along with many other credit restoration, repair, building and education through Financial Education Services, a company I represent as a credit specialist.

Follow the link to learn more about the secured credit card 

Follow the link to learn more about all the credit services I offer

Posted in Buying, Credit Repair Tagged with: , , , , , , , ,

June 9th, 2017 by homehappily

Did you know that someone with less-than-perfect credit will pay $200K to a million dollars MORE in interest over their lifetime than a person with good credit?

SEND ME THE DETAILS NOW

More than 43 percent of Americans have a credit score under 599? Even a credit score between 600-699 isn’t stellar and can cost you hundreds of thousands of dollars — money that should be going into your retirement or towards your current quality of life. Instead you’re paying towards interest, leaving you less money each month to live, and putting you even more behind on your bills.

A lower credit score can prevent you from buying a home, leasing a car or qualifying for a credit card. Your credit can also affect whether or not you get hired, as many more employers are including a credit check, along with the more typical background check.

Maybe you’re like millions of other Americans and you’v got some obstacles with your credit. Maybe you’ve been looking for a solution.

I have the solution — a life-changing solution for you to significantly improve you credit score over the next 90 days, 6 months, 9 months and for years to come. With better credit, you’ll have more choices and freedom. You’ll have more money to spend on travel, retirement or your home.

What if you could invest in your financial future, starting today, for less than half of the price of a Starbucks coffee and a quarter of the price of a trip through the fast food line?

Well, you can. It’s called the FES Protection Plan, from Financial Education Services.

For just $2.85, that’s two dollars and 85 cents a day — aroud the price of a bag of chips and a soda, you could change your financial destiny, and maybe even your waistline.

CLICK HERE TO GET THE DETAILS

Posted in Buying, Credit Repair, Foreclosure Tagged with: , , , , , , , ,

February 28th, 2017 by homehappily

Just because you are selling your Grand Rapids home yourself, doesn’t mean your marketing has to suffer!

Get FREE PROFESSIONAL versions of the tools that I use to sell homes!

Requests yours now!


Craigslist

50,000,000 people a month, your home posted every week.

Facebook

Hundreds of millions of people visit a day!

Virtual Tours

Buyers love virtual tours! You will get a virtual tour to share with prospective buyers via the web, email and social media.

YouTube Video!

The 3rd most visited website on the internet and your home will have a video to show people that like videos.

ActiveRain

The largest real estate blog platform in the United States. 2,000,000 people visit ActiveRain month looking for real estate and real estate information!

eFlyers

Get up to 5 different eFlyers to send out to people at different times of your sale to keep up the interest and keep buyers coming!

Single Property Website

A FREE Single Property Website for you to share with buyers.

Twitter

People by the millions are on Twitter!

Open House Tools!

A great set of tools to help you market any open house you may have to better show off your home!

FREE QR Code and Short URL!

Let Buyers scan your QR Code to get all your properties information right on their smartphone!

RealTown

The second largest real estate blog platform in the United States popular with both consumers and real estate professionals looking for real estate and real estate information!

 

Get Your Free Home Value Now!
Sylvia’s Website
Ultimate Guide to Home Selling
Homes Close to Where You Work
Free Home Values
Avoid Foreclosure
MY REVIEWS
Sylvia Dana
Realtor
Coldwell Banker AJS-Schmidt, 3744 28th St. SE, Grand Rapids, MI 49512
616-570-8864
Licensed In: MICHIGAN
License #: 6501400118
Contact Me

You Can Also Visit Us At:        

Posted in For Sale By Owner, Homeowners, Selling Tagged with: , , , , , , , , , ,

February 23rd, 2017 by homehappily

So, you’re thinking about buying a home. Whether you’re a first time buyer, or you just need a brush up, here’s your Ultimate Guide to Buying a Home. Please let me know if you have questions!

Sylvia’s Ultimate Guide to Buying a Home from Sylvia Dana

 

Get Your Free Home Value Now!
Sylvia’s Website
Ultimate Guide to Home Selling
Homes Close to Where You Work
Free Home Values
Avoid Foreclosure
MY REVIEWS
Sylvia Dana
Realtor
Coldwell Banker AJS-Schmidt, 3744 28th St. SE, Grand Rapids, MI 49512
616-570-8864
Licensed In: MICHIGAN
License #: 6501400118
Contact Me

You Can Also Visit Us At:        

Posted in Buying Tagged with: , , , , ,

February 22nd, 2017 by homehappily

Home Repair Services strengthens Kent county homeowners. They are located at 1100 South Division Avenue, Grand Rapids, Michigan 49507.

I recently went to one of the monthly lunch and learns offered by Home Repair Services. And, wow! If you’re a homeowner in Kent County, this is an organization you NEED to know about.

Home Repair Services is a non-profit organization focused on strengthening Kent County homeowners post purchase. It offers a repair team for vulnerable homeowners, as well as DIY services for all Kent County Homeowners.

For example, low income homeowners could get repair assistance to replace a furnace, a roof — or even a leaky faucet — for about 15 percent of the cost. Homeowners, and also renters, with mobility issues could get help adding a ramp for easier access to their home.

And no matter the income or ability, any Kent County homeowner can take advantage of the organization’s Home Maintenance Check UpRemodeling Together, or Financial Coaching programs.

Scroll down for more detailed information on each program and service offered.

Follow the links for:

Home Repair Assistance

DIY Self Help Registration


Speaking of remodeling… the following is a short, but cool video on three Kent County homeowners who remodeled their kitchens DIY style, with coaching and discounted materials with Home Repair Services. Any Kent County home owner qualifies, as long as they reside in the home!


Quick Summary of Offerings by Home Repair Services in Kent County

(Each heading is a link to its associated webpage)

Repair Team

Each working day, Home Repair Services sends professional service technicians into neighborhoods to handle minor or even the most urgent and critical repair problems facing qualifying lower-income homeowners. More info…

Money Matters Classes

These are free financial coaching classes to any Kent County resident who can attend. The next set of classes begin March 1, 2017. Class titles include: 21 Day Financial Challenge; Cash is King; Managing Credit; Insurance; Foreclosure. There are no income restrictions. Download the PDF schedule OR get more info…

Home Maintenance Check Up

This is amazing! I want to recommend all Kent County homeowners take advantage of this service! It’s a free program in which the HRS Self-Help team will work with you to help plan for regular maintenance and home repairs. This routine maintenance and long-term planning will help save time and money, as well as maintain the value of your home. More info…

During the check-up you will-

  • Learn about how your house works
  • Learn to estimate repair costs and where to buy materials
  • Plan for which things to do now and which to postpone
  • Learn how to make simple repairs yourself
  • Receive a free Home Maintenance Tips booklet

Help to Avoid Foreclosure & Financial Coaching

Last year, HRS handled about 20 pre-foreclosure cases per month. They helped 112 people avoid foreclosure. Financial coaches assist in getting in contact with the mortgage company and working out a payment plans. There are no income restrictions. Flyer. HRS Financial coaches also spotted 20 households with 2015 tax exemptions and were able to help these homeowners get a refund for up to three years in over payment. More info…

Access Ramps & Modifications

Qualifying lower-income residents throughout Kent County with mobility impairments can request home access modifications from Home Repair Services. These include wheelchair ramps, bathroom grab bars, handrails and bathtub modifications. The copay for services is based on a sliding fee scale and ranges between 10% and 20% of a typical job’s total cost. More info…

Fix it School

HRS offers DIY classes in plumbing, electrical, drywall, ceramic tile, flooring and cabinet installation. All classes take place at 10 a.m. every Saturday, are free and open to the public. Download the PDF schedule of upcoming classes. There are no eligibility requirements. Just walk in and have a seat! Participants who complete all six sessions of our “Rookie Renovators” series will receive a certificate of completion. More info…

Remodeling Together

Thinking about remodeling your kitchen? What about your bathroom? Remodeling Together offers resources you need to do it yourself successfully and at a lower cost. There are no income restrictions. The program includes free in-home design support, hands-on classes, lots of time with experienced remodeling coaches and a large selection of high quality kitchen cabinets, countertops and tile with passed on discounts. If you own or are buying your home and are willing to do some home remodeling work yourself, then Remodeling Together is a great option! (Scroll up to see video posted earlier in this blog post)  More info…


 

Get Your Free Home Value Now!
Sylvia’s Website
Ultimate Guide to Home Selling
Homes Close to Where You Work
Free Home Values
Avoid Foreclosure
MY REVIEWS
Sylvia Dana
Realtor
Coldwell Banker AJS-Schmidt, 3744 28th St. SE, Grand Rapids, MI 49512
616-570-8864
Licensed In: MICHIGAN
License #: 6501400118
Contact Me

You Can Also Visit Us At:        

Posted in DIY, Foreclosure, Home Repair, Home Values, Homeowners Tagged with: , , , , , , , , , , , , , , ,

February 10th, 2017 by homehappily

You might think you’re buying time by holding off from purchasing or selling a home right now, but it’s more likely you’re wasting time and losing money.

Buyer

It might not be in your best financial best interest to wait to buy a home as home values are on the rise. The chart of historical listings below explain how this market continues to see healthy appreciation due to the low housing inventory. See Figure 1.

Based on statistics from the Grand Rapids Association of Realtors, a buyer who waited from 2015 to 2016 to buy a home, so that they could “save money,” actually paid $15K more due to the appreciation. “This also does not factor in how higher interest rates decreased their buying power in addition to the increase in average sales price,” said Scott Reilly, loan officer at Mortgage 1 in Grand Rapids.

Seller

On the other hand, as a seller waiting to list your property until home values go up more, or it’s summer, or whatever the case may be … be on notice: the time is now. According to GRAR, there is only 1.7 months of inventory on the market. This means there is very little competition and your home is likely to sell faster and for more money, if you list your property now with Sylvia Dana.


Figure 1


Figure 2

 

Get Your Free Home Value Now!
Sylvia’s Website
Ultimate Guide to Home Selling
Homes Close to Where You Work
Free Home Values
Avoid Foreclosure
MY REVIEWS
Sylvia Dana
Realtor
Coldwell Banker AJS-Schmidt, 3744 28th St. SE, Grand Rapids, MI 49512
616-570-8864
Licensed In: MICHIGAN
License #: 6501400118
Contact Me

You Can Also Visit Us At:        

Posted in Buying, Homeowners, Selling Tagged with: , , , , , , ,

February 7th, 2017 by homehappily

Perhaps you’ve decided, or circumstances have decided for you, that you’re losing your home to foreclosure.

If foreclosure is imminent or you’ve recently gone through a foreclosure, the next step is to pick up the pieces and figure out what to do next.

The first stop is easy. Just breath. Take a big sigh of relief. Then, inhale the positive energy and exhale the negative. You more than likely have been dealing with a lot of stress over the last few months, and everything you’ve been dreading and fighting agains is upon you. But, it’s not the end.

Yes, there is life after foreclosure. I don’t mean you get to just walk away and forget it. Instead, this is a time of reflection, evaluation, rebuilding.

I’m Sylvia Dana, a realtor with Coldwell Banker in Grand Rapids. Find me at www.shesellsgr.com

It might not be easy. In fact — if you’re lucky — this might be the worse thing you’ll ever have to go through. Yes, there are worse things than foreclosures. Still, the next few months will require “pull up your bootstraps” kind of effort to get yourself to the next step. I’ve compiled a list below of what you’ll need to think about now, beginning with where to live…

If you know you’re facing foreclosure, but a sheriff sale hasn’t taken place on your home yet, you still might have options instead of foreclosure. Read my recent post “Facing Property Foreclosure & How to Fix It.”

Your Obligations and Options After Foreclosure:

Live in the Home – If your state provides a redemption period after the sale, you often have the right to live in the home payment-free during this time period. For example, in Michigan, most homeowners get a six-month redemption period (up to a year in some cases) during which time they can live in the home.

Redeem the Home – Some states permit a foreclosed homeowner to buy back the home within a certain period of time after the sale. This is called a redemption period. To redeem the home, you would have to pay the total purchase price, plus interest, and any allowable costs, to the purchaser who bought it at the foreclosure sale. (Learn more general information about the right of redemption.) In order to redeem, the former homeowner has to come up with another source of financing. However, getting a bank to lend you money after a foreclosure can be very difficult, even if you have a steady income, since your credit score will have taken a bit hit.

Move Out or Get Evicted – If you don’t move out after the purchaser gets title to the home (typically either after the sale or after the redemption period), the new owner (often the foreclosing party, i.e. the bank) will start eviction proceedings to remove you from the property.

Rent – Most people become renters after experiencing a foreclosure – purchasing another house right away is usually not feasible. However, since a foreclosure appears on your credit report and most landlords check credit reports, finding a rental is not always a piece of cake either. The best thing to do is be honest and up-front with potential landlords. Explain why you were unable to keep up with your mortgage payments, and why paying your rent won’t be a problem (e.g., your mortgage payment increased and the rent is much lower, you were out of work for six months but have a job now). If you have a positive payment history for other bills, such as a car loan or utilities, mention it. Offering a higher security deposit, if you have the cash, or a co-signer with a positive credit history can also help. (They don’t have to live with you – just sign the lease, which makes them on the hook for rent payments if you don’t pay. Of course, you’ll need to find someone who is willing to be a co-signer.) Individual landlords are often more flexible and willing to overlook a foreclosure than a management company running a large apartment complex.

Understand the Deficiency Balance – The deficiency balance is the difference between the balance remaining on your mortgage and what the lender is able to get for the property. So if you owed $325,000 on your mortgage and the house sold for $200,000, you would have a deficiency balance of $125,000. In Michigan, the lender may obtain a deficiency judgment following a nonjudicial foreclosure, but the borrower can contest the amount of the deficiency if: the lender was the purchaser at the foreclosure sale, and the foreclosure sale price was substantially less than the fair market value of the property.

It is possible that you will be sued and your wages garnished. You can apply for a hardship exemption to stop garnishment, although this can be difficult to get. Filing for bankruptcy is another way to stop garnishment, but it will further damage your credit report. It is also possible that the lender may be willing to set up a payment plan or forgive the deficiency balance. In general, the IRS considers forgiven debt income, and requires you to pay taxes on it. However, under the Mortgage Forgiveness Debt Relief Act, you do not have to pay taxes on a forgiven deficiency balance if the home was your primary residence and the mortgage was used to build, purchase, or improve the home. (Refinanced mortgages are covered to the extent of the balance on the original mortgage at the time of the refinance.) Resource: Filing Bankruptcy Before or After Foreclosure

Consider Your Next Tax Bill – Uncle Sam always wants a cut, and it’s no different when you go through a foreclosure. It comes as a shock to many people, but the federal government considers a forgiven debt as a form of income, which means you might have to pay income tax on a foreclosure.

Repair Your Credit – The first step on the road to recovery is to start repairing your credit. The best way to repair your credit is to continue using credit, but make sure you keep up to date with your payments. People often make the mistake of closing credit lines or cutting up credit cards when their scores take a major hit. But shunning credit altogether only leaves a large gap in your credit history, which is nearly as troubling to lenders as a bad credit history.

Learn to Budget and Save – Regardless of whether you are a millionaire or making minimum wage, the foundation of financial success is the same – budgeting. Budgeting means analyzing what you have coming in, then developing a reasonable and goal-oriented plan for what goes out. Essentially, a budget is a tool that can help you make the most of your money. One of the best things you can do to prepare for the unexpected is to save. With savings, you don’t have to put car repairs or medical bills on your credit card or worry about how you will pay your rent or electric bill if you lose your job. Set yourself up for success by making saving an automatic process via direct deposit through work and periodic automatic transfer of funds from your checking account to your savings account.

Think About the Next Home You’ll Own – Repairing your credit is only one part of the waiting game. You’ll still need to find a lender willing to offer you a mortgage. Unfortunately, after a foreclosure, many lenders will give you the cold shoulder. However, there are some government-backed loans that can help speed up the process. For many people, an FHA loan will be the quickest path back to homeownership. After a foreclosure, the government body requires a three-year waiting period before you can qualify for another FHA-backed loan.

Related Links:

Short Sales and Deeds in Lieu of Foreclosure

What to Expect Once You Decide to Let Your Foreclosure Proceed

Your Options After the Foreclosure

How to Bounce Back After Foreclosure

Life After Foreclosure

Deficiency Judgements After Foreclosure in Michigan

 
Get Your Free Home Value Now!
 
Sylvia’s Website
Ultimate Guide to Home Selling
Homes Close to Where You Work
Free Home Values
Avoid Foreclosure
 
 
MY REVIEWS
 
 
 
Sylvia Dana
Realtor
Coldwell Banker AJS-Schmidt, 3744 28th St. SE, Grand Rapids, MI 49512
616-570-8864
Licensed In: MICHIGAN
License #: 6501400118
Contact Me

You Can Also Visit Us At:        
 

Posted in FHA Loans, Foreclosure, Selling Tagged with: , , , , , , , , , , ,

December 2nd, 2016 by homehappily

Update: This property SOLD for $158,000 on January 26, 2017

Just-listed, ranch-style, 4-bedroom, 1.5 bath home on quiet street. This listing package includes open house information, listing features, videos, flyers and related links.

4161 Janet Drive, Dorr MI 49323 – $159,900 – MLS#16058784


Open House:  1-3 pm., this Sunday, Dec. 44161 Janet Drive, Dorr MI 49323 – $159,900 – MLS#16058784

screen-shot-2016-12-02-at-12-53-19-pm
Click to download Open House Flyer PDF


 

See this video on my YouTube Channel SheSellsGR


Listing Features:

  • Original wood floors throughout main living area
  • Wood laminate in kitchen, master and basement
  • Creative and practical updates, including reclaimed-wood trim and industrial lighting in the
  • Finished basement with bar, family room and rec are
  • 2-car attached garage; storage shed
  • Roof, 7 yrs old; heating and septic systems, 2 yrs old
  • Room for camper storage
  • Less than 1.5 miles from US 131
  • Two exits away from Tanger Outlets or Gun Lake Casino
  • Get to Lake Michigan shore in Holland in under 30 minutes
  • Dorr’s newest hotspot 5 Lakes Brewery opening in Dec. 2016
  • Home is wired for a generator; garage has 220 outlet installed

See this listing on my website SheSellsGR.com


I'm Sylvia Dana, a realtor with Coldwell Banker in Grand Rapids. Find me at www.shesellsgr.com

I’m Sylvia Dana, a realtor with Coldwell Banker in Grand Rapids. Find me at www.shesellsgr.com

Posted in Buying, Listings, Open Houses Tagged with: , , , , ,